What is the Best Place to Get a Car Loan?

Couple buying a car



Are you looking at buying a new car in the Cincinnati or Bellbrook area? If so, you’re likely wondering where’s the best place to get a car loan. Our team at Alfa Romeo of Dayton will help you learn more about where to get a car loan, and which of these is the best place to get auto financing according to your lifestyle and budget.

Is the Dealer the Best Place to Get Auto Financing?

When you’re looking for the best place to get a car loan, you’ll have several options to choose from–including the dealership you’re buying from! Check and see if dealership financing is the right option for you:

  • If you have imperfect credit and you’re looking to secure financing, a dealership is more likely to accept you than a bank.
  • Dealerships finance through a wide variety of lenders competing with one another, which can result in savings.
  • You can trade-in at a dealership to save on your down payment and more.
  • Dealers have online forms through which you can securely apply for financing, allowing you to get approved for an auto loan without leaving home.
  • Many dealers make it easy to decide where to get a car loan, as they offer financing specials.

Is a Bank the Best Place to Get Auto Financing?

When it comes to the best place to get a car loan, your next option will be your local Dayton bank or credit union. Of course, it’s a good idea to talk to the dealer where you want to get your car, since dealers often have relationships with several different lenders. Reasons for securing auto financing with a bank include:

  • Set interest rates
  • Possibly more flexible payment scheduling
  • Car loan shopping at a bank works well if you already have a good relationship with your bank.

Explore Financing Options with Alfa Romeo of Dayton

Still need help with car loan shopping? Our team at Alfa Romeo of Dayton near Cincinnati will help you decide the best place to get auto financing for your needs ! If you have any questions for our finance experts about finance-related topics like used car leasingdon’t hesitate to contact us online today.

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Alfa Romeo of Dayton 39.712404, -83.937045.